I think pre paid is best. Even though I hate the Wal-Mart - I went there and got a phone for $9 and then bought a prepaid card and put minutes onto sim card in the phone. When I need more minutes, I can buy them by phone, online, or at stores everywhere. My phone does the same as those plans anywhere. Pre-paid is best for those of us who are not addicted to talking on the phone. I am secure in myself and do not need to be calling someone to prop me up every minute of every day. I also bought a card that gives me double minutes forever. What a deal.