OK.. i have insurance on my cell phone.. and i dropped it into water.. what will happen?

And about how much will it cost?

And will i be able to get a different phone with my insurance or do i have to get the same phone?
ok.. its already soakin through up to the screen so im pretty sure its gone.. so no drying.. and it says nothing about it in my policy..?

Read your policy.

I honestly don't have US Cellular but I do have Verizon. They offer insurance through Asurion and they replaced my phone that got washed over by a wave so I'm sure they would replace a phone that simply got dropped.

My only real problem with Asurion is they issued me a faulty phone on my last insurance claim and then wouldn't replace it after 90 days. So if there is any problem with your new phone at all make sure to call them before it's to late!!!

u dropped it on the water.
dont turn it on.
let it dry till 2morrow